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Teresita is 52 years old and lives in P12 Northern Catadman, Ozamiz City, Misamis Occidental. She is married with three adult children. To earn a living, Teresita has a bakery. She earns about PHP 6,000 each month doing this type of work. Teresita has requested a loan of PHP 30,000 to purchase raw ingredients for her bakery. She has been a member of PMPC for three years.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 713
    View loans »
    Philippines Loans Fundraising
  • $63,275,575
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Teresita to purchase raw ingredients for her bakery.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 4, 2012
Currency Exchange Loss:
Jan 15, 2013