Check out some available loans that are similar to this one!
Joel Alberto
34-year-old Joel Alberto lives together with his family. His family consists of his 31-year-old wife and his two children who are 9 and 3 years old. His business is selling chickens, eggs and drinks. With a lot of effort and God's help, he has managed to keep his business running for several years and this has enabled him to provide his household with their daily bread. His wife takes care of the housework and helps a little with the business. They do not have any additional source of income.

Joel Alberto is an incredible man because he uses his bicycle to sell his products in communities near his home. He has been in this business for several years and already has a lot of experience and good references from his neighbors. He has some regular customers who prefer to buy from him because he is an honest, charming and responsible man. His dream is to provide his family with better living conditions. This motivates him to work hard to achieve his dream as his family are the most important thing in the world to him.

Joel Alberto decided to request a loan from INTEGRAL in order to invest in his business, buying chickens, eggs, drinks etc. This will help him to attract more customers and make his business more profitable which will enable him to fulfill his dream of providing his family with better living conditions.
View original language description ↓

Joel Alberto de 34 años de edad, habita junto a su grupo familiar el cual está conformado por su esposa de 31 años y sus dos hijos de 9 y 3 años de edad. Él se dedica al comercio de pollos, huevos y bebidas. Con mucho esfuerzo y con la ayuda de Dios ha logrado mantener activo este negocio por varios años y es el que le ha permitido llevar el pan de cada día a su hogar, ya que su esposa se encarga de los quehaceres del hogar y ayuda un poco con el negocio por lo tanto no cuentan con otra entrada de ingresos. Él es un hombre increíble ya que para lograr vender sus productos, se vale de su bicicleta para comercializarlos en las comunidades más cercanas de su hogar. Tiene varios años de dedicarse a este negocio por lo que ya cuenta con mucha experiencia y con buenas referencias de sus vecinos. Posee algunos clientes fijos los cuales lo prefieren por ser un hombre honesto, carismático y responsable. Su sueño es dar a su familia mejores condiciones de vida, esto es lo que lo motiva a trabajar duramente para poder cumplir su sueño ya que para él su familia es lo más importante. Todo esto lo ha llevado a tomar la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de: pollos, huevos, bebidas, etc. de tal forma que esto ayude a atraer a más clientes y que cada vez su negocio sea más rentable y pueda lograr su sueño de dar a su familia mejores condiciones de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 632
    View loans »
    El Salvador Loans Fundraising
  • $24,271,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Joel Alberto to buy chickens, eggs, drinks, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2012
Listed
Feb 7, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013