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Oscar William
Oscar is 41 years old and lives in the city of Nazca. This is a very active city, because of the influx of tourists who come daily to see the ancient Nazca Lines. It is also a city that is seeing increasing mining, farming and commercial activities, which are turning this area into one of the most cosmopolitan cities in the southern part of Peru. Oscar really enjoys the Peruvian cuisine; one of his favorite dishes is the "Lomo Saltado" (a traditional Peruvian beef dish.) In his free time, he really enjoys listening to music, most of all when he has a problem or is in a bad mood, because this relaxes him. Oscar only has a 5th grade education, but he would have liked to have gotten a university degree. Oscar is married, and with his wife he has 2 wonderful children, aged 9 and 7, who are both in elementary school. He really adores them, and they are the driving force behind his life. He says that without them, he would be nothing, because they are the greatest gift that God has given him.

Oscar works providing taxi services to the residents of his city. He goes around the streets looking for passengers to whom he can offer his services. He works about 8 hours a day, during which time he provides services to up to 20 passengers. But when it is a festival day, he can service up to 50 customers. He believes that his business is doing well because of all the effort he puts in so that he can get ahead and provide the best for his family.

Oscar is very grateful to the Kiva lenders, because with their help he will be able to do maintenance work on his vehicle. This will permit him to drive a safer vehicle and avoid having it malfunction. In this way his customers will be safer and will have more confidence in using his services. With this improvement, he will have more income and will be able to save toward his main dreams, which are "to provide a good education to his children and to buy himself another vehicle."
View original language description ↓
Oscar tiene 41 años de edad, vive en la ciudad de nazca, ciudad ciudad muy activa, debido a la afluencia de turistas que visitan a diario las milenarias Líneas de Nazca, y también por y también por el desarrollo en auge minero, agrícola y comercial de la zona, que la están convirtiendo en unas de las ciudades más cosmopolitas del sur peruano; Oscar le gusta mucho nuestra comida y por ello uno de sus platos favoritos es el “Lomo Saltado”, en sus tiempos libres le gusta mucho escuchar música sobre todo cuando tiene algún problema o esta de mal humor ya que lo relaja mucho, el solo estudio hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar una carrera universitaria. Oscar es casado y junto a sus esposa tiene 2 maravillosos hijos cuyas edades comprenden 9 y 7 años y ambos cursan estudios primarios, el los adora mucho y son el motor de su vida sin ellos el no sería nada nos comenta porque es el regalo más grande que le ha dado Dios.

Oscar trabaja ofreciendo el servicio de taxi a los pobladores de su ciudad, el recorre las calles en busca de pasajeros a quien ofrecer sus servicios, trabaja alrededor de 8 horas y puede atender hasta 20 pasajeros diariamente, pero cuando es un día festivo puede atender hasta 50 clientes, el cree que le va bien en su negocio porque trabaja con todas sus fuerzas para salir adelante y por darle lo mejor a sus familia.

Oscar está muy agradecido con los prestatarios Kiva porque con la ayuda que le han brindado el podrá realizar un mantenimiento a su vehículo, lo que le permitirá manejar de una manera más segura con un vehículo sin averías, así sus clientes estarán más seguros y tendrán más confianza en usar sus servicios, con esta mejora tendrá mas ingresos y podra seguir ahorrando para cumplir su más grande sueño:”Darle una buena educación a sus hijos y comprarse otro vehículo”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Oscar William to do maintenance work on his taxi.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2012
Listed
Feb 7, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013