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Belsi
Belsi, age 47, is a single mother, and she has two children, ages 18 and 22. She lives with her children in the village of Ceguaca de Santa Barbará.

Belsi has a grocery store business, which she established with her own money eight years ago. She sells staples like beans, rice, flour, lard, coffee, lime, bread, dairy products, churros, soft drinks, water in bags, and plastic containers. Her business has plenty of movement because it is located in an area with a lot of people. The sales that she gets generate good income for her. She takes care of her store all day.

She has managed to keep her business stocked with the help of various loans she has received. She is now requesting her third loan in order to be able to stock up on products like sugar, lard, beans, rice, soft drinks, bread, dairy products, coffee, sweets, and “maseca” (instant corn dough).

Belsi is a member of the Los Ángeles de Ceguaca communal bank with ODEF. The group is comprised of two members, who have requested 10,000 lempiras each.

Her plan for the future is to have a better place and to expand her business.
View original language description ↓
Belsi tiene 47 años de edad, es madre soltera y tiene 2 hijos de 18 y 22 años de edad, vive con sus hijos en la aldea Ceguaca de Santa Barbará.
Belsi, tiene su negocio de pulpería el cual estableció con su propio capital hace 8 años, y vende productos de la canasta básica como frijoles, arroz, harina, manteca, café, cal, pan ,lácteos, churros, refrescos, agua en bolsa y panas plásticas. Su negocio tiene bastante movimiento ya que esta ubicado en una zona de mucha afluencia de personas, y las ventas que obtiene le generan buenas ganancias. Ella atiende su negocio todo el día.
Ha logrado mantener surtido su negocio con la ayuda de varios préstamos obtenidos, y ahora solicita su tercer préstamo para poder abastecerse de producto como azúcar, manteca, frijoles, arroz, frescos, pan, lácteos, café, churros, confites y maseca.
Doña Belsi pertenece a un grupo solidario de ODEF, Los Ángeles de Ceguaca, el cual esta formado por 2 miembros y quienes han solicitado 10,000 lempiras cada uno.
Su plan en el futuro es tener un mejor local y ampliar más su negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 20
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Belsi to buy products like sugar, lard, beans, rice, soft drinks, bread, dairy products, coffee, sweets, and “maseca” (instant corn dough).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2012
Listed
Feb 7, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012