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Maria Flora
Maria is 67 years old. Unfortunately she looked after her twin daughters alone, since they were three years old, as her husband passed away. After going through this sad situation she spent her time caring for her young children alone. A lot of time has passed since then; her children are now grown up and with a lot of hard work she has been able to give them the education that they needed. She devoted herself to trading and to providing education in the afternoons to other children with the aim of generating income.

Maria is a woman who likes to prepare sweets and she makes a living in this activity in her free time. Like a good Peruvian she is a fan of all spicy dishes and she enjoys them a lot. She currently lives in the city of Mala, located to the south of the capital of Peru, Lima. Mala is characterised by its lovely and generous inhabitants of this beautiful little town.

In order to generate income Maria decided to set up a bookshop - a bazaar. This shop has been open for approximately 5 years, long enough to have taught her a lot about her business. She tends the shop from 6:30 in the morning until 8:30 in the evening. During this time she serves an average of 18 customers. Her customers always come back and she is sure that it is because of her friendliness and the variety of products she offers. As another activity she sells "Colado", made from sweetened beans, which she sells weekly to her customers who live near her house.

With the help of Kiva's loans, Maria will be able to buy school supplies and uniforms, and gifts to stock her bazaar. She will also buy some supplies to prepare the colado that she sells. She hopes to be able to increase her sales thanks to the festivities that are celebrated until the month of May. All this effort and business vision will lead her to increase the quantity of her products and so also increase her income as well as being able to save in order to later extend her business, to buy display cabinets, scaffolding and other items. Her dream is to be able to see her business grow and to see her twin daughters married and completely happy.
View original language description ↓
La señora María es una mujer de 67 años, lamentablemente se dedico sola al cuidado de sus mellizas, desde que ambas tenían 3 años, debido a que su esposo falleció. Luego de atravesar por esta triste situación ella se dedico al cuidado de sus pequeñas, en ese entonces, sola. Ya ha transcurrido mucho tiempo desde aquel suceso, actualmente sus hijas son mayores de edad y con mucho esfuerzo a podido brindarles la educación que necesitaban sus pequeñas, dedicándose al comercio y a dar educación en la tarde a otros niños con la finalidad de generar ingresos.

María, es una mujer a la que le gusta mucho preparar dulces y se dedica a esta actividad en sus tiempos libres, como buena peruana es fanática de todos los platos picantes, disfruta mucho de ellos. En la actualidad ella vive en la ciudad de Mala, ubicada al sur de la capital del Perú, Lima. Mala se caracteriza por la linda y generosa población que tiene, es un pueblo pequeño y bonito.

Para poder tener ingresos, María decidió poner una librería – bazar, esta tienda lleva aperturada aproximadamente 5 años, tiempo suficiente en donde ella ha aprendido mucho sobre su negocio. Ella atiende a partir de las 6:30 de la mañana hasta las 8:30 de la noche, en ese tiempo atiende a 18 clientes en promedio, sus clientes siempre regresan y ella está segura que es por la amabilidad que tiene con sus clientes y la variedad de productos que le brinda. Como otra actividad también se dedica a la venta de “Colado”, este está hecho a base de frejoles endulzados, producto que vende semanalmente a los clientes que viven por su casa.

Con la ayuda de los prestatarios Kiva, María podrá realiza la compra de útiles y prendas escolares, regalos para implementar en su bazar y también para la compra de algunos insumos para la preparación del colado que vende, ella espera poder incrementar mucho sus ventas debido a las festividades que se realizan hasta el mes de Mayo. Todo este esfuerzo y visión empresarial la llevaran a incrementar la cantidad de sus productos y por ende también mejorar sus ingresos, lo mismo que le permitirá ahorrar para luego ampliar su negocio, comprar algunos exhibidores, andamios y otros. Su sueño es poder ver cómo va creciendo su negocio y también poder ver casadas a sus mellizas y puedan ser completamente felices.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Maria Flora to buy school supplies, uniforms, gifts and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2012
Listed
Feb 10, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013