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Ruzanna is 56 years old. She lives in Karakert village with her family of six: husband, son, daughter- in-law, two grandchildren and mother - in - law. For already fifteen years she has been engaged in cattle breeding and land cultivating. Ruzanna has applied for this loan to increase the number of cattle. She also plans to purchase forage for the cattle. Ruzanna hopes she will increase the income from cattle breeding, which is vital for her to meet the family's ends.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Ruzanna to pay for cattle and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Mar 1, 2012
Currency Exchange Loss:
Feb 15, 2013