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Lely Del Carmen

Update on Lely Del Carmen

Lely lives in the city of León and has a retail business. She is the owner of a grocery story which she has been able to stock thanks to the support of Kiva lenders. She used the loan to buy basic grains, and she even managed to sell chicken and meat since she bought the freezer that she so much needed. She feels that her business has been growing little by little.

Now she is applying for a loan to buy school supplies such as notebooks, pencils, erasers, socks, shirts, and school uniforms since the school season is approaching and her customers are asking her a lot about these products; this is an opportunity to improve her sales. She always continues with her goal of selling new products and making her business more sustainable.
View original language description ↓
Lely habitante de la ciudad de León, de oficio comerciante, dueña de una pulpería la cual logro surtir gracias al apoyo de los prestamistas de Kiva. Ella utilizo el préstamo para comprar granos básicos incluso logro vender pollo y carne pues compro el freezer que tanto necesitaba siente que su negocio ha ido creciendo poco a poco.
Ahora ella solicita el crédito para comprar artículos escolares, tales como cuadernos, lápiz , borradores, calcetines, camisolas, uniformes escolares. Pues se acerca la temporada escolar y sus clientes le piden mucho de estos productos y es una oportunidad para mejorar sus ventas. Ella siempre sigue con su meta de vender nuevos productos y hacer más sostenible su negocio.

Previous Loan Details

Lely, a native of the city of Leon, is 41, married, and has two children. She is a tradeswoman and owns a small grocery store. She began her business when she was 38 and this was her second business. Previously she traveled to Guatemala to buy merchandise to sell and her family had a business sel... More from Lely Del Carmen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,553,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lely Del Carmen to buy school supplies such as notebooks, pencils, erasers, socks, shirts, and school uniforms.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 6, 2012
Currency Exchange Loss:
Oct 16, 2012