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Julio Cesar
Julio Cesar is a twenty-seven year old man who decided to begin his own business two years ago. His business is metal construction, or spot welding. Thanks to his determination and dedication, he succeeded in studying this art and knows a lot about it. It is good to know that Julio Cesar not only knows about spot welding, but he also loves his work and is passionate about it. These sentiments constantly help him to get ahead.

Julio Cesar has a small family, made up of his wife and little daughter. These two are his primary motivation, and he is always looking to offer them the best in life and to help them get ahead. He wants them to have a good quality of life, and also to enjoy every day.

With the help of the Kiva loan funders, Julio Cesar will be able to purchase a spot welding machine, which he needs. He would also like to remodel his shop so that his customers will feel comfortable when they enter it. His hope and goal is to continue in this business, and with hard work, to get ahead, improving his small business and converting it into one of the best in the San Clemente neighborhood, where he lives. Julio Cesar is very grateful, and is sure that with this help, which he is beginning to receive, he will achieve great things. He is aware that this is the best way to create the revenue necessary to help his daughter become a great professional. Of course, he is also enamored of his profession, since he believes that it is the best way to accomplish what he wants and to live happily.
View original language description ↓
El señor Julio Cesar es un hombre de 27 años que decidió desde hace 2 años iniciar una empresa, en la cual se dedicaría a la construcción metálica, es decir a la soldadura debido a que gracias a su empeño y dedicación logró estudiar sobre este tema y conoce mucho del mismo. Es bueno saber que el señor Julio Cesar no sólo sabe sobre la soldadura si no que también ama su trabajo y es algo que le apasiona, sentimientos que lo ayudan constantemente a seguir adelante.

Julio Cesar tiene una pequeña familia, conformada por su esposa y su pequeña hija, ellas dos son la motivación principal y siempre está deseoso de brindarles lo mejor y sacarlas adelante, el quiere que tengan una buena calidad de vida y disfruten el día a día.

Con la ayuda de los prestatarios Kiva, Julio Cesar podrá comprar una máquina de soldar que tanto necesita, también desea poder remodelar su local para que sus clientes se sientan cómodos cuando ingresen al mismo. Su esperanza y meta es continuar en este negocio y con mucho esfuerzo salir adelante, sacar adelante a este pequeño negocio y convertirlo en uno de los mejores de la zona de San Clemente, lugar en donde vive. Julio Cesar desde ya está muy agradecido y está seguro que logrará grandes cosas con este apoyo que se le empieza a brindar, es consciente que es la mejor manera de generar los ingresos necesarios para convertir a su hija en una gran profesional y desde luego que también se enamore de su carrera, ya que él piensa que es la mejor manera de hacer muy bien las cosas y sobre todo vivir feliz.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Julio Cesar to purchase a spot welding machine and to remodel his shop.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2012
Listed
Feb 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 5, 2014