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Sedjro Djidje Tokpota Group
In this Group: Esther, Adélaïde, Albertine Mansan
The group SEDJRO DJIDJE TOKPOTA is comprised of three persons who live in the same district. The group's representative, named Esther, is the one with her hand raised in the photo. This is he sixth time this group has requested financial support from ALIDé for boosting their business.

Esther is 34 years old and married to a man named Bonaventure. They have two children, both in school, and in their care. And she lives together with her children and husband.

Esther halted her studies in secondary school. For about eight years she has had a business selling charcoal in her region. This enables her to meet the needs of her childen, as well as her own, without much difficulty.

Concerned about bolstering her business further and responding to customer demands, Esther would like to increase her stock of goods. To do so, she and the other members of the group SEDJRO DJIDJE TOKPOTA are requesting a sixth loan from ALIDé. The preceding loans have indeed been repaid.
View original language description ↓
Le groupe SEDJRO DJIDJE TOKPOTA est formé de trois personnes qui habitent dans le même quartier. La représentante de ce groupe, nommée Esther, est celle dont la main est levée sur la photo. C’est la sixième fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. Esther est âgée de 34 ans et est mariée à un certain Bonaventure. Le couple a deux enfants, tous scolarisés et à leur charge. Esther vit ensemble avec ses enfants et son mari. Esther a arrêté l'école au cours secondaire. Il y a environs huit ans que Esther exerce comme activité, la vente de charbon de bois dans sa région ; ce qui lui permet de répondre sans grande difficulté aux besoins de ses enfants et de subvenir à ses besoins. Dans le souci de renforcer davantage son activité et de mieux répondre aux exigences de sa clientèle, Esther désire augmenter le stock de ses produits. Pour ce faire, Esther sollicite ensemble avec les autres membres du groupe SEDJRO DJIDJE TOKPOTA, un sixième crédit auprès de ALIDé. Les crédits précédents ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 497.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sedjro Djidje Tokpota Group's $1,100 loan helped a member to buy sacks of charcoal.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 27, 2012
Listed
Jan 31, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013