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Iva Center - Group 3
In this Group: Apitaila, Faatulia, Me, Naite, Satuala, Tioli, Manino
Group 3 of the Iva Centre is the newest group of women who have joined the program. More women are joining and enlisting in SPBD's training program since the excitement has spread throughout the village.

Participants learn about savings and loan schemes, business planning, and managing household finances. Most of them are engaged in farming, but the women are aware of other possibilities. Some are planning to process their products (for example taro and banana chips) before selling them in the market. Others are planning to open flea markets where they can sell not only agricultural products but a whole range of other necessary commodities. The weekly meetings that they attend are very enlightening for all of them. It is in these meetings that they are able to share ideas and support each other.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 38
    View loans »
    Samoa Loans Fundraising
  • $7,764,125
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Iva Center - Group 3's $1,950 loan helped a member to purchase farming implements, agricultural supplies and pay for additional farm labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 6, 2008
Mar 20, 2008
Currency Exchange Loss:
Nov 15, 2009