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0103012-Bắc Sơn-Hoằng Phụ-Hoằng Hoá Group
In this Group: Hoan, Liên, Mai, Lý, Liễu, Chung, Hà*
* not pictured
Hoan operates a food stall/restaurant selling fish. Hoan has been involved in this business for more than 10 years. She lives and works in Hoang Hoa district, a rural area in Thanh Hoa province. She is requesting a loan to purchase fish to resell.

Hoan is 48-years-old and she is married with 3 children. She is the leader of a 7-member group, the 0103012-Bắc Sơn-Hoằng Phụ-Hoằng Hoá solidarity group.

In 2011, Hoan joined Thanh Hoa Fund for Poor Women to improve her business. Hoan has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women.

The main harship that Hoan faces in her business is the lack of capital.

In the future, Hoan hopes to buy land of her own, to make enough money to provide for her kids, and to maintain a successful business.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 27
    View loans »
    Vietnam Loans Fundraising
  • $12,569,150
    Funds lent in using Kiva
  • 20,850.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 0103012-Bắc Sơn-Hoằng Phụ-Hoằng Hoá Group's $1,800 loan helped a member to purchase fish to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Feb 3, 2012
Currency Exchange Loss:
Feb 15, 2013