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Selvin Heraldo
Señor Selvin is 29 years old. He lives with his life companion and one daughter. He has been involved in agricultural activities for 20 years. it was from his parents that he learned to plant beans and carry out other agricultural tasks.

What he wants most is to offer his family a better place to live, since they live in a house made of laminate (sheets of metal or other material). For this, he sacrifices every day. He gets up at 4:00 am to milk and feed his animals, then he goes out to work all day on his parcels of land, which are seven kilometers from where he lives.

Selvin has to travel to buy items such as seeds and fertilizers in a city that is 60 minutes from his home by bus.

He is applying for a loan to buy five young bulls to pasture, since after the harvest the stubble will remain for the livestock. He says that this investment will be a great help, since he will be able to obtain better earnings and he can let the best female calves grow into cows. In this way he will increase the production of milk, since he will sell some and leave the rest to give sustenance to his family.

Selvin dreams of constructing a worthy house for his family and offering a good education to his children.
View original language description ↓
El señor Selvin tiene 29 años de edad, vive con su compañera de vida y una hija. Desde hace 20 años se dedica a realizar las actividades agrícolas, fue de sus padres que aprendió a sembrar fríjol y a realizar las actividades agrícolas.

Lo que más desea él, es brindarles un lugar donde vivir mejor a su familia, ya que viven en una casa de lámina. Por eso el se sacrifica todos los días, se levanta a las 4:00 a.m. a ordeñar y darle de comer a sus animales, para luego irse a trabajar a sus parcelas de tierra que están a siete kilómetros de distancia de donde vive, durante todo el día.

Selvin tiene que viajar para comprar insumos como semilla y fertilizantes, en una ciudad que esta a sesenta minutos de su hogar en autobús.

Él solicita un préstamo para comprar cinco novillos para repasto ya que después de sacar la cosecha queda el rastrojo para el ganado. Dice que esta inversión será de gran ayuda ya que podrá obtener buenas ganancias y puede dejar las mejores novillas para vacas. De esta manera incrementara la producción de leche ya que venderá unas y las otra las dejara para darle el sustento a su familia.

Selvin sueña con construir una casa digna para su familia y brindarles una buena educación a sus hijos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 599
    View loans »
    El Salvador Loans Fundraising
  • $21,986,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Selvin Heraldo to buy five young bulls to pasture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 25, 2012
Listed
Mar 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013