Las Naranjas Group
Update on Las Naranjas GroupThe “Las Naranjas” (the Oranges) group consists of 6 people who all have their own type of business.
Rosa Linda, a single mother with one son who is in school, gave the interview.
She will use the money from the loan to buy clothing for women, men, and boys and girls. She has been in this work for three years and three months and she told us that it’s going well and has helped her improve her earnings for her home and business.
She started the business on her own because she thought it could get her family ahead. This is most important for her and with God’s help, she is succeeding.
What she wants most with this loan is that she can continuing working to help her son because he is her responsibility.
The other members of the group are: Silvina, who will use the loan to buy farm products, María Vitalina will buy Fuller cosmetics, Teresa will buy and sell clothing, Carmen will buy and sell school supplies, and finally, Hilda will buy merchandise to stock her grocery store.
El gripo se llama las naranjas y se integra de seis personas quien cada una se dedica a su respectiva actividad.
Quien se le tomo la entrevista se llama Rosa Linda ella es madre soltera y a su responsabilidad tiene a un hijo que eta estudiando.
El préstamo que ella solito es para invertirlo en la compra de ropas, para damas, caballeros, niñas y niños en donde lleva trabajando tres años tres meses en la que comentó que le va bien ya que con ello a mejorado mucho sus ingresos en sus hogar y negocio.
Inicio con su actividad por si sola ya que con ello pensó que así podrá sacar adelante a su familia que es lo más importante para ella y con la ayuda de dios lo está logrando.
Lo que más desea es que con esta actividad y el préstamo ella puede seguir trabajando para así poder seguir apoyando a su hijo que está a su responsabilidad.
Las persona que integran en el grupo son: silvina invertirá el préstamo en la compra de productos agrícolas, María vitalina invertirá el préstamo en la compra de comenticos de la marca fuller, la señora teresa invertirá en la compra y veta de ropas, la señora Carmen invertirá en la compra y venta de útiles escolares y por último la señora Hilda invertirá el préstamo en la compra de mercancía para surtir su negocio de abarrotes.
Previous Loan DetailsSeñora CarmeL. cohabits with Señor Martín with whom she has been for thirteen years and they have two children, Hugo who is twelve and attends the sixth graD., and Roxana Cristel who is five and is in preschool. This is her second time seeking a loan and it is for investing in the purchase of… More from Las Naranjas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid