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Luz
Luz is 29 years old and is single. She lives with her parents and her brother Fernando; she takes care of them in their home, which is located in the community of Hualahoyo. Although Luz does not have any children of her own, she loves taking care of the 2 children who live in a house where she has worked for 4 years, and she is happy that she can help raise them. She receives a monthly salary for this work, which is how she earns most of her income. However, Luz enjoys being independent, and also has a business selling clothing in the afternoons and on weekends. She travels to her country’s capital city twice every month in order to re-stock her merchandise—she purchases imported clothing there, which she then sells to the residents of her community. The people of her community know her for the nice clothing she sells. Within a few months all of the children in the country will begin their studies, and thanks to the children in her area Luz already has orders for school uniforms. “I always make the most of this time of year,” Luz declares. Moreover, as a woman of the country, Luz also raises animals, including sheep, guinea pigs, and pigs, which she sells to a restaurant once they are mature. Luz belongs to the “Nueva Esperanza” [“New Hope”] solidarity group, and this is her third loan with MFP. She hopes that a small loan will allow her to achieve her objectives. Luz promises to make all of her payments on time, as she has done with her previous loans. She is grateful to be part of the group, since all of the members are responsible and supportive. With your support, Luz will use the money to purchase more animals so she can increase her herd, and also to purchase school uniforms to sell to her customers.
View original language description ↓
Luz, de 29 años es una mujer soltera. Vive en compañía de sus padres y hermano Fernando; a los que cuida en su casa propia, ubicada en la localidad de Hualahoyo. A pesar de no tener un hijo propis, quiere mucho a los 2 niños que cuida en una casa, ahí viene trabajando 4 años y se siente feliz de poder criarlos. Cuenta que le pagan un salario mensual, con el que se mantiene; pero como le gusta ser independiente, también tiene el negocio de compra y venta de ropa durante las tardes y fines de semana. Para obtener su mercadería, viaja 2 veces al mes a la capital del país, en donde compra ropa importada y lo comercializa al crédito a los pobladores de su anexo, quienes ya la conocen por la buena ropa que trae, dentro de unos meses comenzaran a estudiar todos los niños del país, gracias a ello ya tiene pedidos de uniformes de escuela, “aprovecho siempre esta temporada”, afirma Luz. Pero como es una mujer del campo, también cría animales entre ovejas, cuyes y cerdos que vende en un restaurante, cada vez que están maduros. Ella pertenece al grupo solidario “nueva esperanza” y este es el tercer crédito con MFP, por tanto espera de un pequeño préstamo para que pueda cumplir con sus objetivos. Por otro lado promete cumplir con el pago de sus cuotas, como en anterior crédito que tuvo. Además le agrada ser parte de su asociación porque todos sus integrantes son personas responsables y solidarias. Luz de recibir su apoyo; invertirá el dinero solicitado en la compra de más animales para aumentar su ganando, además de uniformes de colegio para vender a sus clientes.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Luz to purchase more animals, and also to purchase school uniforms to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 25, 2012
Listed
Feb 4, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012