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Luis Humberto

Update on Luis Humberto

Luis Humberto is 19 years old. He is single, has no children, and lives with his parents in Ventanas in the province of Los Ríos.

He is a member of the 27 de Octubre Communal Bank, which is located in the Santa Sofía area of the canton of Ventanas. This communal bank deals with agricultural work, specifically short-cycle planting of corn, rice, and pigeon peas.

Luis works in agriculture for a living planting corn. He buys and sells in Ventanas.

He is asking for this loan to buy supplies, fertilizers, urea, and liquids for his corn fields. With the help of this loan, he will be able to improve his way of life and his earnings.

He faces challenges such as pests. His dream is to be able to have a farm. In his free time he likes to play volleyball.
View original language description ↓
Luis Humberto tiene 19 años de edad es soltero no tiene hijos, vive con los padres en ventanas provincia de los ríos.

Es integrante de la VRC 27 DE OCTUBR, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Luis se dedica a la agricultura a la siembra de maíz. las compras y las ventas lo hace en Ventanas.

Solicita el crédito para comprar insumos, fertilizantes, urea, líquidos para los sembríos de maíz.Con la ayuda del crédito podra mejorar el estilo de vida y mejorar los ingresos.

Enfrenta desafíos como las plagas. El sueño es poder tener una finca. En el tiempo libre le guta jugar boli.

Previous Loan Details

Luis Huberto is 19 years old, is single and lives with his parents, he has no children. The communal bank is called October 27, it is located in the San Sofia neighborhood, part of the Ventanas area, they work in short cycle agriculture corn, rice, and pigeon peas. Luis works in agriculture,... More from Luis Humberto's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luis Humberto to buy supplies such as fertilizers, urea, and liquids for his corn fields.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 18, 2012
Jan 31, 2012
Currency Exchange Loss:
Aug 22, 2012