Update on Milton DavidMilton David is 28 years old, married, and has two children. He lives with his wife and children in the canton of Ventanas in Los Ríos Province.
Milton is a member of the October 27th Communal Bank, which is located in the neighborhood of Santa Sofía in the canton of Ventanas. This Communal Bank consists of short cycle farmers who grow corn, rice, and pigeon peas.
Milton is a farmer who grows corn, rice, and pigeon peas. He buys and sells in Ventanas. Milton is requesting a loan to buy fertilizers, farming supplies, liquid nutrients, urea, and compost. With the support of this loan, he will be able to buy compost without any problems because he will have the money. His challenges include dealing with pests known as “langosta” that could ruin his crops.
His dream is to buy a piece a house. In his free time, Milton enjoys practicing sports.
Es integranbte de la VRC 27 DE OCTUBR, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Milton se dedica a la agricultura a la siembra de maíz, arroz, frejol gandúl. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para comprar fertilizantes, insumos, líquidos , urea, abonos. Con la ayuda del crédito podrá comprar los abonos sin ningún tipo de problema porque contara con el dinero del crédito.
Los desafíos a los que se enfrenta son las plagas de la alangosta en los cultivos.
el sueño es poder comprar una casa. En el tiempo libre le gusta paracticar el deporte.
Previous Loan DetailsMilton David is 28 years old and lives with his wife and their two children. They live in El Canton Ventanas, in the province of Los Rios. This area is known for its agriculture industry, and its short harvest season. Milton grows corn, rice and beans and sells them in the marketplace in… More from Milton David's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid