Update on Felix AlfredoFelix Alfredo is 35 years old, married, and has two children. He lives with his wife and children in the canton of Ventanas in Los Ríos Province.
Felix is a member of the October 27th Communal Bank, which is located in the neighborhood of Santa Sofía in the canton of Ventanas. This Communal Bank consists of short cycle farmers who grow corn, rice, and pigeon peas.
Felix is a farmer who grows corn. He buys and sells in Ventanas. Felix is requesting a loan to buy compost, liquid nutrients, urea, and fertilizers for his corn crop. With the support of this loan, he will be able to buy these products without problems since he currently lacks the money. His challenges include dealing with “langosta”, a pest that could ruin the corn.
His dreams are to buy land for growing cacao and to purchase a house. In his free time, Felix enjoys practicing sports.
Es integranbte de la VRC 27 DE OCTUBR, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Felix se dedica a la agricultura a la siembra de maíz, las compras y las ventas lo hace en Ventanas.
Solicita el crédito para comprar abonos, líquidos, ure y fertilizantes para el maíz. Con el apoyo del crédito podrá comprar los productos sin ningún problema y sin falta de dinero. Los desafíos a los que se enfrenta son las plagas la langoista en los cultivos.
El sueño es poder comprar terreno para cultivar cacao y comprarse una casa. En el tiempo libre le gusta practicar el deporte .
Previous Loan DetailsFelix Alfredo is 35 years old, married and lives with his wife and two children. He lives in the Ventanas area, province of Los Ríos.
The communal bank is called October 27, it is located in the San Sofia neighborhood, part of the Ventanas area, they work in short cycle agriculture corn, rice... More from Felix Alfredo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- At end of term
- Jan 18, 2012
- Feb 6, 2012
- Currency Exchange Loss:
- Aug 22, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.