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Felix Alfredo

Update on Felix Alfredo

Felix Alfredo is 35 years old, married, and has two children. He lives with his wife and children in the canton of Ventanas in Los Ríos Province.

Felix is a member of the October 27th Communal Bank, which is located in the neighborhood of Santa Sofía in the canton of Ventanas. This Communal Bank consists of short cycle farmers who grow corn, rice, and pigeon peas.

Felix is a farmer who grows corn. He buys and sells in Ventanas. Felix is requesting a loan to buy compost, liquid nutrients, urea, and fertilizers for his corn crop. With the support of this loan, he will be able to buy these products without problems since he currently lacks the money. His challenges include dealing with “langosta”, a pest that could ruin the corn.

His dreams are to buy land for growing cacao and to purchase a house. In his free time, Felix enjoys practicing sports.
View original language description ↓
FELIX ALFREDO tiene 35 años de edad es casado tiene dos hijos, vive con la esposa y los hijos en el Cantón Ventanas provincia de los ríos.

Es integranbte de la VRC 27 DE OCTUBR, se encuentra ubicada en el recinto Santa Sofía, Perteneciente al Cantón Ventanas, Esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Felix se dedica a la agricultura a la siembra de maíz, las compras y las ventas lo hace en Ventanas.

Solicita el crédito para comprar abonos, líquidos, ure y fertilizantes para el maíz. Con el apoyo del crédito podrá comprar los productos sin ningún problema y sin falta de dinero. Los desafíos a los que se enfrenta son las plagas la langoista en los cultivos.

El sueño es poder comprar terreno para cultivar cacao y comprarse una casa. En el tiempo libre le gusta practicar el deporte .

Previous Loan Details

Felix Alfredo is 35 years old, married and lives with his wife and two children. He lives in the Ventanas area, province of Los Ríos.

The communal bank is called October 27, it is located in the San Sofia neighborhood, part of the Ventanas area, they work in short cycle agriculture corn, rice,… More from Felix Alfredo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Felix Alfredo to buy compost, liquid nutrients, urea, and fertilizers for his corn crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 18, 2012
Listed
Feb 6, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 22, 2012
This photo was used before for a previous loan for Felix Alfredo. It was first posted on Kiva on Jun, 2011. Learn More