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Youssef is a 59-year-old single man. For the past 36 years, he has worked selling tobacco from a small table on the side of the street. Youssef lost his right hand during the Lebanese war, but this issue didn't stop him from making his own living. He works for his living in order not to ask others for help.

Youssef is a hardworking man. He applied for a loan from Kiva partner Al Majmoua, to expand his merchandise with more boxes of tobacco in order to increase his income. Youssef will also benefit from the loan to do the necessary maintenance to his home's sanitary facilities.

Youssef's good reputation encourages his customers to support him. He dreams of opening his own shop in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 137
    View loans »
    Lebanon Loans Fundraising
  • $16,678,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Youssef to increase his merchandise and buy more boxes of tobacco.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 9, 2012
Jan 30, 2012
Currency Exchange Loss:
Jul 17, 2013