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Analiza
This is Analiza, 40, a resident of Bacoor, Cavite, Philippines. Her husband is Cipriano, a watch technician. Analiza has her three children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to provide income for their everyday expenses.

Analiza operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a small amount of cooking oil, or an egg. Analiza earns by buying supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP every day.

To help her continue operations of her business, she is requesting a PHP 23,000 loan. She will use the loan to buy groceries, toiletries, beverages, and other products to add in her inventory. She expects a boost in her business income as she expands her business.

Analiza hopes to be able to expand soon, just as she dreams of giving her family a good future through all her hard work on her business. She faithfully meets every week with her co-fellowship* members to share stories of her work and to strength and inspiration from the Word of God, which she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 238
    View loans »
    Philippines Loans Fundraising
  • $50,653,650
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Analiza to pay for grocery items and other products for resale in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2012
Listed
Jan 30, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012