This is 26-year-old Seray. She is married and has 3 children, aged 9, 6 and 3. She has 1 additional dependent, who lives with her because he is schooling. In 2004, Seray established her toiletries and cosmetics business. She began her business because she wants to provide livelihood for her family, and that is her only source of income. Working 7 days a week and 10 hours a day, she earns about Le 950,000 every month from this business.
She would like a loan in the amount of Le 3,000,000. Seray has already received and successfully repaid 1 loan, and now requires a new loan in order to buy foot brushes, air cleaners, toothpicks, Vaseline and Maxxam toothpaste. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Seray plans to take a business trip to Dubai for her purchases, and to educate her children. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.