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This is 32 year-old Hawa. She is married, and has 4 children age 16, 13, 11 and 4 years old. She has 3 additional dependents who live with her because they are all in school.

In 2007, Hawa established her food stuff business. She began her business just to assist her mother and to enhance her independence. Working 6 days a week and 9 hours a day, she earns about SLL 950,000 every month from this business. She would like a loan in the amount of SLL 4,000,000.

Hawa has already received and successfully repaid 1 loan and now requires a new loan in order to buy bulgur, beans and pepper. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 300,000. In the future, Hawa plans to own a house, open a bank account, and to give quality education to her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,385.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hawa to buy bulgur, pepper, beans and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Jan 30, 2012
Currency Exchange Loss:
Jul 16, 2012