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Niuvai is 39 years old, married and has four children. For the last three years, she has earned a living by running a taxi business. She is applying for a loan for WST $2,000 to repaint her vehicle and buy new tires. She plans to use her profits, which average about US $250 a week, to improve and expand her business. She joined SPBD in 2009 to gain access to our financial services because we work with people who are unable to borrow from commercial banks. This is her third loan from SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 29
    View loans »
    Samoa Loans Fundraising
  • $7,794,375
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Niuvai to repaint her vehicle and buy new tires.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 2, 2012
Currency Exchange Loss:
Dec 18, 2012