Amada is married and makes a living from the small store she owns. She sells a diverse collection of products, including personal hygiene products like body lotions, shampoo and perfume. She opens her store at 5 a.m., offering products of basic needs to her customers, and closes the business at 10 p.m.
Amada is requesting a loan to buy school uniforms and school supplies that the students will use for the coming entry to school. With these uniforms, notebooks and pencils she will be able to meet the demand of her customers so they can start the school year successfully.
La señora Amada es casada y se dedica a la actividad de pulpería donde vende diversos productosentre los que se encuentran de aseo personal como cremas corporales, shampoo, perfumes. Empieza su actividad comercial desde las 5 de la mañana ofreciendo sus productos de primera necesidad a su clientela, cerrando su negocio a las 10 de la noche.
La señora Amadaestá solicitando el crédito para la compra de uniformes escolares así como útiles escolares que utilizaran los estudiantes para la próxima entrada a clases. Con dichos uniformes, cuadernos y lápices logrará satisfacer la demanda de los clientes para dar inicio muy satisfactoriamente al ciclo escolar.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.