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Lourdes Monserrate
The members of the "Querer es Poder de Riochico" communal bank meet every two weeks in Santa Martha, in Riochico parish, in Portoviejo. This place is known for its vegetation. and the majority of its inhabitants work in agriculture.

This is the place where Lourdes lives. She is 40, in a common-law relationship, and has three children ages 18, 15, and 11. The youngest is in school, and the others in high school. Her husband is a farmer. She is a great mother and housewife, who has a small business in order to help her husband get ahead.

She sells Avon products, (beauty products, perfume, and women's accessories). She sells door to door, although the greater part of her sales are carried out in her home, as several of her customers visit her at home.

This loan is in order to buy more perfume, creams, cosmetics, and costume jewelry. She has been in the communal bank for three loan cycles, and is the group's secretary. She likes it because the group is very close-knit. Her dream is to move forward with her business and family life.
View original language description ↓
En el sitio Santa Martha de la parroquia Riochico en Portoviejo, cada quince días se reúnen las socias del Banco Comunal Querer Es Poder De Riochico. Este lugar se lo conoce por su vegetación donde la mayoría de sus habitantes se dedican a la agricultura.

En este lugar vive la señora Lourdes, tiene 40 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 18, 15 y 11 años de edad, los mismos que estudian en colegio y la menor en escuela. El marido es agricultor.

Ella es una gran madre y ama de casa que para ayudar a su esposo a salir adelante se dedica al comercio, vende productos de Avon, (productos de belleza, perfumería y accesorios de damas), su forma de venta es puerta a puerta aunque la mayor parte de sus ventas las realiza en su casa ya que varias de sus clientes la visitan en su hogar, deja a crédito y cobra semanalmente, lleva más de 6 años dedicada a esta actividad y lo mas vende son los perfumes y las cremas.

Este crédito es para comprar más perfumes, cremas, cosméticos y bisutería. Lleva en el Banco Comunal tres ciclos, es la secretaria del grupo y le gusta porque el grupo es muy unido.

Sus sueños son seguir adelante en su negocio y su vida familiar.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Lourdes Monserrate to buy perfumes, creams, cosmetics, and costume jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2012
Listed
Feb 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2012