Check out some available loans that are similar to this one!
Alma Etelvina
Alma Etelvina, age 32, has been married for 15 years. Her husband does soldering work. She has four children between the ages of 8 and 15. She lives with her family in the San Isidro del Rosario Village, Comayagua.

Alma has a great ability for making homemade bread. She learned with her family when she was little. She undertook her own business through her own efforts. She has been doing this business activity for ten years. She makes different types of bread like “Rosquillas de maíz” ,“Alporas de maíz” (corn pastries), and cheese quesadillas.

She works ten hours a day. Thursdays and Sundays are the days there are the strongest sales. This bread is sold in the community, in the local market, and by orders.

She has made her business grow with help from the loans. The loans have allowed her to get the needed income for her household.

She is currently requesting her fifth loan. She will use it to buy raw material like flour, corn flour, lard, cheese, milk, eggs, sugar, and others in order to continue meeting her customers’ demand. Her goal is to expand her business.
View original language description ↓
Alma Etelvina, tiene 32 años de edad, esta casada desde hace 15 años, su esposo se dedica hacer trabajos de soldadura, tiene 4 hijos de edades entre 8 a 15 años, vive con su familia en la aldea San Isidro del Rosario, Comayagua.

Alma tiene gran habilidad para hacer pan casero, aprendió desde pequeña con su familia. Emprendió su propio negocio con esfuerzos propios, ella lleva 10 años de realizar esta actividad donde elabora diferentes tipos de pan como ser Rosquillas de maíz, Alporas de maíz y quesadilla de queso.
Trabaja 10 horas diarias los días jueves y los domingos siendo sus días fuertes de venta. Este pan es vendido en la comunidad y en el mercado local y por pedidos.
Ha hecho crecer el negocio con ayuda de los préstamos, los que le han permitido obtener los ingresos necesarios para el hogar. Actualmente esta solicitando el quinto préstamo, el cual lo invertirá en materia prima como harina, harina de maíz, manteca, queso, leche, huevos, azúcar y otros, para seguir manteniendo la demanda de clientes.
Su meta es ampliar el negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Alma Etelvina to buy raw material like flour, corn flour, lard, cheese, milk, eggs, sugar, and others.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2012
Listed
Jan 31, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014