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Dinora Urbina
Sra. Dinora is 44 and a widow with two children. Her husband died eight years ago. She has been a farmer for the past 20 years and was taught by her husband. She wanted to help him so that the family would have something in life. Now that she is alone, she is responsible for supporting her children.

Dinora gets up at 4 a.m. to milk a cow she has. Then she takes it to the land where she remains working for six hours. In order to arrive at her plot she walks for 45 minutes along some lanes. Then she returns to her house to prepare lunch. She buys agricultural supplies in a village, which takes her a thirty minute walk Then she takes a pick-up back home, which takes another ninety minutes.

She is requesting a loan from the Fundación Campo to purchase three calves to fatten since after the harvest there is stubble for the cattle. Thus she will have her animals that she will be able to sell later while making good use of the husks that are left behind after the harvest. Dinora’s goal is to work very hard so she can build a brick house for her children since the one they currently live in is made of adobe.
View original language description ↓
La señora Dinora tiene 44 años de edad, es viuda con dos hijos, su esposo falleció hace ocho años. Desde hace 20 años ella se dedica a realizar actividades agrícolas, fue su esposo quien le enseño, pues ella quería ayudarle para que su familia tuviera algo en la vida, ahora que ha quedado sola es la encargada de llevar el sustento a sus hijos.

Dinora se levanta a las 4:00 a.m. a ordeñar una vaca que tiene, luego la lleva al terreno en donde se queda trabajando ahí durante seis horas, para llegar a ese lugar camina durante cuarenta y cinco minutos por unos callejones, luego vuelve a su casa a preparar el almuerzo. Los insumos agrícolas los compra en un pueblo, para llegar ahí ella camina a pie por unos callejones por treinta minutos, después aborda un pick up que se tarda noventa minutos en llegar al pueblo.

La señora solicita el préstamo a Fundación Campo, para comprar tres terneros de repasto, ya que de la cosecha que saco, le quedo rastrojo para el ganado. Así ella tendrá sus animales, los cuales podrá vender más adelante y al mismo tiempo que aprovechara el rastrojo que le quedo de sus cosechas. El propósito de Dinora es trabajar muy fuerte, para construirles a sus hijos una casa de ladrillo, ya que en la que viven actualmente es de bahareque.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 617
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Dinora Urbina to buy three calves to graze.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 27, 2012
Listed
Feb 3, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013