Nueva Generación (Cuenca) Group
One member of the group is Janneth. She is 37 and is married. She has two daughters aged 9 and 6 who attend school in the city. She is also happy because she is currently 5 months pregnant. Her husband works in a factory. They don’t have their own home, so they rent a house.
Janneth sells clothes, makeup, perfume and Tupperware. She has been doing this for 5 years. She works from Tuesday through Saturday, and sometimes customers visit her in her home.
She was been with the communal bank for 4 years, and she will invest the proceeds from this loan in clothes, cosmetics and Tupperware items so she can have a greater variety of products.
Her goal is to have enough capital for her business.
The small photo in the corner of the larger one is of a member who for personal reasons could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Janneth, tiene 37 años, es casada y en su unión conyugal ha concebido 2 hijas de 9 y 6 años de edad que estudian en una escuelita de la ciudad, ella está muy contenta ya que se encuentra embarazada de 5 meses. Su esposo labora como obrero, no tienen casa propia por lo que viven arrendando.
Doña Janneth se dedica al comercio, vende ropa, maquillajes, perfumes y también vende plásticos (tupperrware), actividad que la desempeña hace 5 años, trabaja en sus tiempos libres de lunes a sábados, hay veces que sus clientes la visitan en su casa.
Se encuentra 4 años en el banco comunal y su nuevo crédito lo va a invertir en la compra de ropa, cosméticos y artículos de plástico de Tupperrware para tener más variedad en sus productos.
Su meta es tener un capital propio para su negocio.
La foto pequeña adjunta es de una socia que por motivos personales no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid