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Regina
Regina is a member of the Communal Bank, “El Sol de Esperanza” in the community of Puente Alto in the city of Santiago. She sells medicinal herbs and beauty products. She sells all of her products in a booth she has at the fair. She’s been doing this for 10 years. She works from Tuesday to Sunday from 8am to 4pm. She buys her products in shopping malls where the prices are economical. With the loan, she will buy inventory to stock her business. One of her goals is to rent an established locale where it will be more convenient for her, since she must load and unload her merchandise at the fair and transport it by van. Regina lives with her 30 year old son, who helps her transport the merchandise from her house to the fair and vice versa, as he’s the one who drives the van. Her son also works at the fair, repairing and selling cell phone accessories in a booth adjacent to hers. She says that one of her dreams is to go on vacation. She is very happy and grateful for the opportunity provided to her by Fondo Esperanza, as it will help her invest in her business. By way of the training imparted in the meetings at the Communal bank, she has learned how to administer her business. The Communal bank, of which she is a member, is very good. Puente Alto is a community located to the north of the Chilean capital, Santiago. It was founded as a small rural town at the end of the XIX century, but because of its demographic growth, it is actually one of the communities with the biggest population in Chile, at more than 600 thousand inhabitants. It’s the doorway into one of the pre-Andean mountain ranges of the Metropolitan region, known as the “Cajón del Maipo” and is an area with hiking trails, horse riding, rafting, as well as other activities, and room and board services.
View original language description ↓
Regina forma parte del Banco comunal “El Sol de la Esperanza” perteneciente a la comuna de Puente Alto, ubicada en la ciudad de Santiago.
Ella se dedica a vender yerbas medicinales, cremas de belleza. Todos sus productos los vende en un puesto que tiene en la feria, se dedica a éste rubro desde hace 10 años.
Trabaja de martes a domingo en horarios de 8ºº de la mañana hasta las 16ºº horas de la tarde.
Su mercadería la compra en centros comerciales, donde los precios de compra sean convenientes económicamente.
Con el crédito comprará mercadería para surtir su negocio.
Una de sus metas es arrendar un local establecido para ofrecer sus productos con una mayor comodidad, ya que actualmente debe cargar y descargar su mercadería en la feria y trasladarla en un furgón.
Regina vive junto a su hijo de 30 años de edad, quien la ayuda en el traslado de su mercadería desde su casa hasta la feria y viceversa, ya que conduce el furgón. Además su hijo trabaja en la feria reparando y vendiendo accesorios para celulares en un puesto colindante al suyo.
Comenta que uno de sus sueños es salir de vacaciones.
Ella está muy contenta y agradecida de la oportunidad brindada por Fondo Esperanza, ya que le permitirá invertir en su negocio. Respecto a las capacitaciones impartidas en las reuniones del Banco comunal, ha aprendido a administrar su negocio. Y el grupo del Banco comunal del cual forma parte es muy bueno.
Puente Alto es una comuna ubicada al norte de Santiago, capital de Chile. Fue fundada como un pequeño pueblo rural a fines del siglo XIX, pero dado su crecimiento demográfico es actualmente una de las comunas con mayor población de Chile, superando los 600 mil habitantes. Es la puerta de entrada a uno de los sectores precordilleranos de la región Metropolitana, conocido como el Cajón del Maipo, sector con espacios de caminatas, cabalgatas, rafting, entre otras actividades y servicios de alojamiento y alimentación.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 484.0
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Regina buy inventory to stock her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2012
Listed
Jan 30, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012