Presented to you in the photo above is Hawa, a primary school teacher in Makeni, northern Sierra Leone. Hawa has been a professional teacher for twenty-seven years.
A native of Rokulan village near Makeni, Hawa is 51 years old. She is married to a civil servant and the couple has two children.
Hawa has requested a loan to buy house building materials, like iron corrugated zinc, sand, nails, cements, etc. for the construction of a house. At the end of each month, Hawa will repay the loan, using her monthly salary.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.