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Badeya Group
In this Group: Assan , Mariam , Nana, Kadidiatou , Kadiatou, Aminata , Awa
The seven members of the group BADEYA are married women with an average age of 33 years, and 2 children each. They live for the most part in monogamous families in OUAYERMA I, a working-class neighborhood of the city of Sikasso. This is their second time seeking a loan from the microfinance institution Soro Yiriwaso to meet customer demand. The previous loan they obtained was repaid without any difficulty.

ASSAN is a group member that sells milk. She is the one sitting 3rd from the right in the photo. Her reputation in her sector of activity has made her a very popular seller. She intends to use her loan to buy ten 20-liter cans of milk for resale as an itinerant vendor and from her home, for cash or on credit, to a clientele consisting of both men and women. She buys her stock in the neighboring parks, in Sikasso.

She intends to turn an average monthly profit of 22,500FCFA, which she will use partly to repay the loan and interest, and partly to increase her savings.

Her goal is to bolster her sales to better satisfy the needs of her customers.
Les sept membres du groupe BADEYA sont essentiellement des femmes mariées ayant en moyenne 33 ans, 2 enfants et vivant majoritairement dans des familles monogames à OUAYERMA I, un des quartiers populaires de la ville de Sikasso.
Elles sont à leur deuxième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Le prêt antérieure a été remboursé sans aucune difficulté.
ASSAN (assise) 3ème à droite sur la photo fait la vente de lait dans ce groupe de femmes BADEYA, sa renommée en la matière fait d’elle une vendeuse très sollicitée.
Elle compte acheter avec son prêt, 10 bidons de 20 litres de lait. Elle les revend de façon ambulante et en famille au comptant et à crédit à sa clientèle composée d’hommes et de femmes. Elle s’approvisionne dans les parcs avoisinants de la ville de Sikasso.
Elle envisage réaliser un bénéfice mensuel moyen de 22.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 500.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD