Atalani is 49 years old and is married with four children.
Atalani owns and operates a business venture, planting and harvesting taro for sale. She has three years of experience in this business. Atalani needs a loan of WST 1,500 to purchase harvesting equipment such as wheelbarrows, shovels, rakes, baskets, and knives. She plans to use the profit from her business (estimated to be 450 talas or US$188 per week) to improve and expand the business.
Atalani joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Atalani's second loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.