Sunema is 44 years of age and she the single mother of one child.
Sunema owns and operates a business planting and harvesting taro for sale. She has two years of experience in this business. Sunema needs a loan of WST $1,000 in order to purchase chemicals such as gramoxome. She plans to use the profit from her business (estimated to be 300 talas or US $125 per week) to improve/expand the business.
Sunema joined Kiva partner SPBD in order to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Sunema's second loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.