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Elsa Marina
Elsa is 51 years old and a single mother of four children between the ages of 10 and 30. She lives with her family in the neighborhood of Suyapa in Santa Cruz de Yojoa.


Elsa Marina works as a cashier at a private company. Being a hardworking woman, she is able to help her children move forward by herself. Eighteen years ago, she used her own funds to establish a business where she sells clothes, shoes, cosmetics, and school supplies. She manages her business between 7am until 8pm. Doña Elsa was able to excel in her business with the profits she earned. In addition, the loans have helped her to remain active. She has requested several loans and this current one in the amount of 15,000 HNL will be invested in school supplies such as notebooks, pencils, pencil sharpeners, backpacks, and uniforms for the current school year.


Her goals are to continue working, succeed financially, and be able to offer a better quality of life and an education to her younger children.

View original language description ↓
Elsa tiene 51 años de edad, es madre soltera y tiene 4 hijos con edades entre 10 a 30 años, vive con su familia en la aldea Suyapa de Santa Cruz de Yojoa.
Elsa Marina, trabajaba como cajera en una empresa privada, ha sido una mujer trabajadora y sola ha podido sacar sus hijos adelante, hace 18 años logro establecer con sus propios fondos un negocio de venta de ropa, zapatos, cosméticos y útiles escolares. Ella atiende su negocio desde las 7 de la mañana hasta las 8 de la noche.
Doña Elsa ha podido superar su negocio con las ganancias obtenidas y también con préstamos que le han ayudado a mantenerlo activo. Ha solicitado varios préstamos y con este actual de 15,000 lempiras lo invertirá en comprar útiles escolares como cuadernos, lápices, colores, sacapuntas, mochilas y uniformes, para esta época escolar actual.
Su meta es seguir trabajando y superarse más económicamente y poder ofrecer mejor calidad de vida y educación a sus hijos de menor edad.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,226,150
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Elsa Marina to buy notebooks, pencils, pencil sharpeners, backpacks, and uniforms.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 19, 2012
Listed
Jan 30, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012