Hardretha lives in Paynesville, is 40 years old and married with four children between five and to 23 years old. All are in school and live at home.
For the past eight years Hardretha has been run a crushes rock business. She started this business with a small amount of money from her husband. Herdther says she enjoy the buying process and making a profit.
She is requesting a loan to purchase more crush rock to enlarge her business. Eventually, Hardretha plans to build a house.