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Emerson is 32 years old and lives in the Philippines. He is married with three children.

Emerson has a barber shop that provides hair cutting and styling. He has had this business for eight years. He requested a loan of PHP 15,000 to buy materials he needs and to pay for the electricity that he uses in the shop.

Emerson has been a member of HSPFI since 2007. In the future, Emerson hopes to improve his business.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 372
    View loans »
    Philippines Loans Fundraising
  • $50,851,300
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Emerson to buy materials and pay for the electricity he needs in his barber shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Jan 28, 2012
Currency Exchange Loss:
Nov 15, 2012