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Marcelina
This is Marcelina, 43. She is a resident of Silang, Cavite, Philippines. She is a widow and a mother of three children. She, together with her children, manages her own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Marcelina operates a pineapple-growing farm. She grows pineapple and some papayas in their farm located in Cavite; it is in the highlands where it is suited to growing pineapple and papayas. She sells her product to market and fruit stores that she regularly supplies and to the local community. She earns a minimum of 1,000 Philippine pesos (Php) in sales every week.

To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan to buy fertilizer and farm inputs for her business. Part of the loan will go to the maintenance of her farm. She expects a boost in her business income as she expands her business.

Marcelina dreams to be able to give all of her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship members* to share stories of her work every week, and this is where she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1125
    View loans »
    Philippines Loans Fundraising
  • $54,636,050
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Marcelina to pay for farm inputs needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2012
Listed
Jan 27, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2012