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Soatmoh is a 43 year-old woman, who is married and is a mother of four children. She is a master of her craft - a seamstress of women's dresses. She previously sewed at home and now leases work space, where she and her apprentices sew to-order. However, Soatmoh does not have an embroidery machine for making festive dresses; thus, she decided to obtain a loan. Her husband works in Russia, son attends a university, and daughters go to the city's secondary schools. Soatmoh is grateful to the organization for the provided opportunity to purchase an embroidery machine with this loan.
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Соатмох 43 летняя женщина, замужем, мать четверых детей.Она мастер своего дела,портниха национальных женских платьев. Раньше она шила на дому, а теперь у неё цех, который она арендует и вместе с учениками шьёт заказы. Но у нее вышивальной машинки для вышивания нарядных платьев, для чего она решила получить кредит.Её муж на заработках в России, сын учится в Университете, дочери учатся в средних школах города. Она благодарна организации за предоставленную ей возможность купить в кредит машинку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 107
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Soatmoh to buy an embroidery machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2012
Jan 26, 2012
Currency Exchange Loss:
Feb 15, 2013