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Litia is a 27-year-old, married woman with one child.

To earn a living, Litia owns and operates a business venture. Specifically, she sells baked goods in her local community. She explains that she has two years of experience in this business.

Litia is seeking a loan in the amount of 1,500 WST to purchase more raw ingredients that are needed to make her baked goods for her customers. She plans to use any additional profits generated from her business as a result of the loan (estimated to be 350 WST or $146 per week) to improve and expand her business.

In 2010, Litia joined SPBD to gain much-needed access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This would be Litia's second loan through SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 106
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Litia to purchase additional raw ingredients needed to make baked goods for her business's customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Jan 27, 2012
Currency Exchange Loss:
Feb 20, 2013