Martha is 46 years old and is married with five children between the ages of 12 and 20 who are currently in school and living at home. She lives in Paynesville and her husband is a driver. For the past 30 years, Martha has been selling charcoal in the local market. She makes a good profit and has a solid customer base since her business is in a very good location.
Martha is requesting a loan to purchase more bags of charcoal for her business. Her plans are to build a house and educate her children.