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Jose Alberto
Jose Alberto, age 49, lives with his family in a community in the Guanacaste province. The economy in the Guanacaste zone is mainly based on livestock. However, bee-keeping and aquaculture are also carried out in this region.

Jose Alberto has been making handicrafts for ten years. This has brought his family their daily bread, and it has left him with a great deal of experience making and designing his pieces. Ever since he entered into this business the results have been good. He has had great acceptance by his neighbors in the community.

Jose Alberto now wishes to request a loan for 600,000 colones to invest in raw material in order to continue producing these handicrafts. He also wants the loan so that his business will continue increasing.

Jose Alberto is a member of the Empresa de Crédito Comunal de Guaitil S.A. He is very grateful to this group for the opportunities to access loans that are given to him. He is also grateful to be able to carry out his life projects.
View original language description ↓
Jose Alberto tiene 49 años de edad y vive con su familia en una comunidad de la provincia de Guanacaste. La economía de la zona de Guanacaste se fundamenta principalmente en la ganadería, aunque también en esta región se practican la apicultura y acuacultura.

Jose Alberto se dedica a la fabricación de artesanía desde hace diez años, lo cual le ha llevado el sustento diario a su familia y le ha dejado muchísima experiencia a la hora de hacer y diseñar sus piezas.
Desde que ingreso a este negocio los resultados han sido buenos, ya que ha tenido una gran aceptación por los vecinos de la comunidad.

En estos momentos lo que desea Jose Alberto es solicitar un préstamo por ¢600,000(seiscientos mil colones) para asi invertir en materia prima para continuar produciendo estas piezas artesanales. Asi mismo, para que su negocio continúe incrementando.

Jose Alberto es miembro de la Empresa de Crédito Comunal de Guaitil S.A, razón por la cual se siente muy agradecida por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $3,973,175
    Funds lent in using Kiva
  • 507.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jose Alberto to get materials to continue making his handicrafts.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2012
Listed
Jan 28, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013