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Farzana's Group
In this Group: Farzana, Nazeeran, Nazia, Perveen, Zaib-Un-Nisa, Kishwer, Yasmeen
Farzana, 31 years old, was married at a young age and has 6 children. Her 2 elder children are getting their education while the others are not yet of school-going age. Since it is difficult to manage the household expenses from her husband's earnings, Farzana also works by sewing clothes for her neighboring clients. The income she earns helps to pay her children's school fees.

Farzana's husband is a scrap dealer who sells scrap to different factories and to other scrap dealers in the city. Farzana has applied for a loan from KIVA partner Asasah for the further improvement of her husband’s business. He will use the loan investment to buy scrap in bulk quantities that will allow him to fulfill his clients' orders on time and to increase his profits.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 90.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $1,425 loan helped a member to buy scrap.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013