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Saltanat is 46 years old, married and is raising three children. In 2006, in search of an income source for her family, she started her own business of selling office and household goods, using a sum of 10,000 som (KGS) as an initial capital. Traveling to a market to sell their merchandise, Saltanat and her husband put forth all their efforts to develop this business and achieved success. Today, they have a goods turnover of about 50,000 som (KGS). Currently, the goods selection is limited, and this is why Saltanat requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company. Purchasing merchandise will allow her to expand the goods selection, increase the number of customers and increase sales. Saltanat plans to invest the profits into purchasing a car in order to have an ability to sell her merchandise in remote villages.
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Салтанат 46 лет, замужем, воспитывает троих детей. В 2006 году, в поисках источника дохода для своей семьи, Салтанат начала свой бизнес в торговле канцелярскими и хозяйственными товарами, использовав 10,000 сом (KGS) в качестве стартового капитала. Практикуя выездную торговлю на рынке, Салтанат и ее муж приложили все усилия для развития бизнеса и добились успехов – на сегодня в товарообороте находится около 50,000 сом (KGS). На сегодняшний день, ассортимент товаров не представлен в изобилии, поэтому Салтанат обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Закуп товаров позволит ей расширить ассортимент, увеличить количество клиентов и повысить продажи. Доходы Салтанат планирует вложить в покупку машину, чтобы иметь возможность реализовывать свой товар в отдаленных селах.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Saltanat to broaden an assortment of goods.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Jan 25, 2012
Currency Exchange Loss:
Feb 17, 2014