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Mrs. Soem is a 39-year-old married woman who has been residing in Kompong Cham province. Soem has been operating a fruit-selling business in front of her house besides working on her rice field. She decided to run this business because her present house is located along a national road, on which people travel back and forth every day. She sells fruit such as jackfruits, bananas, coconuts and custard-apples to those travellers. From this business, she is able to earn approximately $5.00 per day.

Soem is applying for a loan from HKL and Kiva in order to pay for the fruit, which she has bought from her frequent suppliers. This loan will contribute to the development of her business. She is very grateful for the generous funds given to help her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Soem to pay for the fruit, which she has bought from her frequent suppliers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 11, 2012
Jan 26, 2012
Currency Exchange Loss:
Aug 17, 2013