Carolyne has been in farming in her hometown of Kitale, Western Kenya for 11 years. She produces maize and beans for the local market. She lives with her family of four children, aged between 15 and 2 years, in her hometown of Kitale and says farming is their source of livelihood.
Carolyne has requested a loan of 30,000 KES from Juhudi Kilimo to buy poultry birds for an expansion of her farming by venturing into poultry farming as well. She says poultry farming has become a lucrative business in the area due to availability of the market both for layers and broilers. She is looking forward to being able to meet her family basic needs with income generated from her poultry business.
She however puts emphasis on the challenges occasioned by animal diseases and more specifically for dairy and poultry farming.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.