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Sarein (in the photo) is 31 years old, and her husband, Pheakdey, is 28 years old. They have been married since 2005 and have three young children--two sons and one daughter. The family lives about 14 kilometers from Phnom Penh City.

Sarein stays at home and does house work. Her husband is employed full-time, and the main source of income is his salary. Sarein is asking for a loan in the amount of $500 to build a restroom for her family's use.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sarein to build a restroom for her family's use.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Feb 1, 2012
Currency Exchange Loss:
May 15, 2012