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Heak, 31, is married and resides with her husband and three school-age children in Siem Reap Province, Cambodia, an area which is well known for its historical tourism sites (ancient temples: Angkor Wat, Bayon, Banteay Srey……).

She has been running a business of renting mats for tourists for over two years. Her husband is a construction worker. In order improve her family livelihood, Heak is requesting for a loan of USD 1,000 to purchase a motorbike for her husband to commute to work. In the future, she would like to run a grocery store at home to generate extra income to support the family. In addition, she plans to buy a plot of land to build a house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heak to purchase a motorbike for her husband to commute to work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Feb 1, 2012
Currency Exchange Loss:
Nov 15, 2012