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Fonotele is twenty-nine years of age and is married with three children. Fonotele owns & operates a business venture, selling fried foods in the local community. She has 3 years of experience in this business.

Fonotele needs a loan of 1,500 WST to purchase raw ingredients needed to make products for sale. She plans to use the profit from her business (estimated to be 350 talas or US $146 per week) to pay for her children's tuition fees.

In 2009, Fonotele joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Fonotele's 2nd loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,766,600
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Fonotele buy ingredients to make food for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Jan 25, 2012
Currency Exchange Loss:
Jan 22, 2013