Blanca is a member of the group Harth de Parquer. Her credit partners invited her to form part of the group with the intent to encourage her to invest in what, little by little, was becoming her business. She began to make food sporadically, based on recommendations, for special events, like birthdays and anniversaries, among others. Then she solicited support from her neighbors, asking them for pots and vessels to be able to meet the requests. These same neighbors motivated her so that she was encouraged to invest in pots and vessels so that she would see them as instruments for her job that she uses more frequently each time.
These tips, and the analysis of the increase in her business, led her to make the decision to invest and to be part of this group and with it to grow what she now calls her own business.
Blanca, es integrante del grupo de Harth de Parquer. Sus compañeras de crédito la invitaron a formar parte del grupo con la intención de impulsarla a invertir en lo que poco a poco se esta volviendo su negocio. Ella empezó a hacer comidas esporádicamente, según la iban recomendando, para eventos especiales, como cumpleaños, aniversarios, entre otros. Entonces, solicitaba apoyo a sus vecinas pidiéndoles ollas y vasijas para poder cumplir con los pedidos. Esas mismas vecinas la motivaron para que se animara a invertir en ollas y vasijas y que lo viera como instrumentos de trabajo que cada vez utiliza con más frecuencia.
Estos consejos y analizar el crecimiento en sus pedidos, la llevaron a tomar la decisión de invertir y ser parte de este grupo y con ello crecer lo que ahora llama negocio propio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.