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Mi Dulce Hogar (Manta) Group
In this Group: Suliana Alexandra, María Dolores, Sonia Mercedes, Monserrate Del Rocio, Paula Teresa, Estela María, Jessica Viviana, Rolando Daniel, Rosario Esperanza, Angel Manuel , Judith Antonia, Flor Margarita, Blanca Azucena, Alicia Marina, Lilian María
The Mi Dulce Hogar (My Sweet Home) Community Bank is formed of 13 women and 2 men who meet every other week in Las Cumbres in the city of Manta, a city known for its beautiful beaches that are very popular throughout the whole year, and also for being a city with unmatched beauty and a lot of tourist attractions.


This is a group of people who decided to get together some time ago to form this community bank, which has greatly helped them grow their businesses. For this reason they have requested a new loan. The other loan they received from the institution benefited them greatly as it helped expand their businesses and also improved their lives, both financially and within their families. They were responsible with the payments and only two people fell behind but later got caught up with their payments. The loan was very good for them and so they are borrowing again from the institution.


Mrs. Rosario is part of this bank and she has happily belonged for three loan cycles. She is 35 years old and in a common-law marriage. She has three children who are 14, 12, and 8 years old and they are students-two in high school and the youngest in primary school. He husband works in sales.


She will use the loan for her husband's business selling fruits and vegetables. Every day he gets up very early to go to the Manta wholesale market to buy his produce. He then works selling all over the city on his own tricycle. He already has certain zones where he sells and he has a lot of customers. He has been doing this work for 7 years and it is going very well for him.


This loan is for buying fruits and vegetables. Her dream is to buy a car for the sales.


The small attached photo is of one man and two women who, for reasons of work, could not be present when the group photo was taken. The three children in the photo are children of two of the women.

View original language description ↓
El Banco Comunal Mi Dulce Hogar que está formado por 13 socias y 2 socios se reúne cada 15 días en Las Cumbres en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

Este es un grupo de personas que decidieron unirse hace un tiempo atrás y formar este Banco Comunal el cual les ha servido de mucho para aumentar sus negocios. Por eso han solicitado un nuevo crédito, el otro crédito que recibieron de parte de la institución los beneficio mucho ya que aumentaron sus negocios y también mejoro su situación tanto económica como familiar, en los pagos estuvieron muy bien y solo dos personas tuvieron algunos atrasos pero luego se pusieron al dia en los pagos, en si el crédito fue muy bueno y por esos están repitiendo el crédito con la institución.

La señora Rosario forma parte de este banco y está muy contenta de pertenecer hace tres ciclos. Ella tiene 35 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 14, 12 y 8 años de edad los mismos que estudian dos en colegio y el menor en escuela. El marido es comerciante.

Ella realiza el crédito para el negocio del esposo el cual se dedica a la venta de frutas y legumbres, él todos los días desde la madrugada se desplaza hasta el mercado de mayoristas de Manta para abastecerse de estos productos, luego se dedica a sus ventas por toda la ciudad la misma que recorre en un triciclo de su propiedad, ya tiene definidas las zonas por las que él vende y tiene muchos clientes. Lleva 7 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar frutas y legumbres.

Su sueño es comprar un carro para realizar sus ventas.

La foto pequeña adjunta se dé un socio y dos socias que por motivos del trabajo no pudieron estar presentes cuando se tomo la foto del grupo. Los tres niños de la foto son hijos de dos de las socias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mi Dulce Hogar (Manta) Group's $4,475 loan helped a member buy fruits and vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 19, 2012
Listed
Jan 28, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012