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Elizabeth Del Carmen
Elizabeth lives with her family in the town of San Caralampio. For the past few years she has earned her living raising citrus fruits. What has hurt her most, and affected everyone who farms, is the volcanic ash because it burned the entire crop of sweet oranges.

In the future Elizabeth plans to increase her income; agriculture is the source of survival, so it's of vital importance. Elizabeth wants to use her loan to buy fertilizers and the supplies she needs to start out the next production cycle.
View original language description ↓
La señora Elizabeth, es habitan del municipio de San Caralampio, junto a su familia, ella desde hace varios años se dedica al cultivo de cítricos, la gran afectación que se le presenta es las cenizas del volcán, ya que todo el cultivo de naranjas dulces se quemo debido a este fenómeno que afecto a toda la población que se dedica a los trabajos de campos. Los planes hacia un futuro es poder diversificar el cultivo para obtener mejores ingresos ya que la agricultura es de vital importancia para ellos por que es fuente de sobrevivencia. El préstamo lo quiere para la compra de fertilizantes e insumos necesarios para iniciar el ciclo de producción .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Elizabeth Del Carmen to buy fertilizers and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jan 21, 2012
Jan 28, 2012
Currency Exchange Loss:
Mar 15, 2013